Writing a project report that actually gets funded
What a credit officer looks for in a DPR, section by section.
6 min read
What you need to know
A DPR is not a brochure. The appraising officer reads it for one thing: whether the projected cash flow services the proposed debt with a comfortable margin, usually a DSCR above 1.5.
Continue your research
Use this guide alongside our product details and eligibility criteria before choosing a lender.
Key points and practical checks
- Promoter background with demonstrable experience in the activity
- Cost of project, itemised, with supporting quotations
- Means of finance showing promoter contribution already arranged
- Capacity, utilisation ramp-up and realistic pricing assumptions
- Projected P&L, balance sheet and cash flow for the full loan tenure
- Break-even analysis and sensitivity on the two riskiest assumptions
Frequently asked questions
What is the main takeaway from “Writing a project report that actually gets funded”?
What a credit officer looks for in a DPR, section by section.
What should I check before acting on this business finance guide?
Start with these checks: Promoter background with demonstrable experience in the activity; Cost of project, itemised, with supporting quotations; Means of finance showing promoter contribution already arranged. Your final eligibility, pricing and approval still depend on the lender’s assessment.
Can the information in this guide guarantee loan approval?
No. It is general educational information. A bank or NBFC makes the final decision after checking your credit profile, repayment capacity, documents and the applicable product policy.
How can iFINTRUST help after I read this guide?
An iFINTRUST advisor can review your requirement, explain the documents normally requested and help you compare suitable lending options before you apply.