Loan Services
Thirteen loan products, each with its own rules
Our finance consultants and loan DSA team serve Mumbai, Thane and Navi Mumbai across home, personal, business and secured bank loans. Open any service for eligibility, documents, rates and calculators.
Builder / Developer funding
Loan Against Unsold Inventory
Up to ₹50 Crore for Mumbai builders and developers against completed, unsold inventory. Rates from below 8.15%*, tenure up to 10 years.
Home & property finance
Home Loan
Own your address, on terms that fit your income
- Rate from
- 7.10% p.a.
- Tenure
- Up to 30 years
Balance Transfer
Move an expensive loan to a lender that charges less
- Rate from
- 8.30% p.a.
- Tenure
- Residual tenure, extendable
Top-Up Loan
Extra funds on a loan that is already running well
- Rate from
- 8.75% p.a.
- Tenure
- Up to residual tenure of base loan
Personal finance
Business funding
Business Loan
Unsecured growth capital for proprietors, firms and companies
- Rate from
- 14% p.a.
- Tenure
- 12 – 60 months
Loan Against Property
Unlock the idle value in property you already own
- Rate from
- 9.25% p.a.
- Tenure
- Up to 20 years
CGTMSE Loan
Government-guaranteed credit for MSMEs without collateral
- Rate from
- 8.50% p.a.
- Tenure
- Up to 10 years
Equipment Loan
Finance the machine, let the machine repay the loan
- Rate from
- 9.50% p.a.
- Tenure
- 12 – 84 months
Project Loan
Long-tenure finance for building something substantial
- Rate from
- 9.50% p.a.
- Tenure
- Up to 15 years including moratorium
Vehicle finance
Working capital facilities
Working Capital
Keep the operating cycle funded between billing and collection
- Rate from
- 8.75% p.a.
- Tenure
- 12 months, renewable
Overdraft Facility
A sanctioned cushion in your current account
- Rate from
- 8.50% p.a.
- Tenure
- 12 months, renewable annually
Cash Credit Facility
A limit that moves with your stock and receivables
- Rate from
- 8.75% p.a.
- Tenure
- 12 months, renewable annually